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Direct Travel Insurance is a firm that takes travel insurance seriously and the firm is proud to say that they have paid out over £40m in claims since 2007. It is always to be hoped that a holidaymaker won’t have to make a claim on their insurance, but if they do, they want to know they have insurance with a firm that will support them. Finding the right insurance company makes all the difference before you head off on holiday.

(TRAVPR.COM) UK - April 15th, 2014 - There are many important things to take care of when you are planning a holiday and getting ready to leave the house. You want to ensure you have your passport if needed; you want to make sure you have any medication you need and of course, having money and travel documents will be of great importance too. There is one other thing you need to ensure you have access to though and this is travel insurance.

Hopefully you will never need to use your travel insurance but if a need arises and you don't have travel insurance, you may find that your entire world turns upside down. There is a lot to be said for the reassurance and confidence that comes from having travel insurance.

Everyone needs travel insurance

Unless you are able to afford all eventualities, you are likely to need travel insurance.  Being abroad in unusual surroundings can cause problems and if you fall or feel unwell, you need to have travel insurance or you may find that you have huge bills to pay. There is no doubt that there is a growing trend of “older people” going abroad these days, and while they have more disposable income and are generally fitter and healthier than previous generations of a similar age, there is still a need to recognise that there can be increased risks of being abroad.

This is the case for everyone but there can be a strong need for older people to be aware that they are at risk and this is the same applies if someone of any age has an existing medical condition. In the past, many conditions would have seen many people be ineligible for medical insurance or would find themselves being charged a large premium to obtain suitable insurance. This would often lead people to discounting their previous health problems or not declaring them to their medical insurer. This may have helped to lower the cost of insurance or to ensure that there was an insurance offer made available to them but if something did occur, it would often leave the person without cover.

Always be honest with your travel insurance application

Anyone that incorrectly claims they have no prior medical condition or illness and then suffers a related illness or injury when abroad will find that their claim is not upheld, costing them considerable money. This is not a satisfactory state of affairs and in the modern era, there is no need to be taking this sort of risk. One of the most important reasons for getting way on holiday is to relax, and this is not possible when you have something serious on your mind. There are a number of firms that realise the number of older people holidaying abroad is on the rise and they are keen to take care of their insurance needs in great style.

A firm like Direct Travel Insurance is the ideal company to work with. While they offer a wide range of travel insurance options, they understand that people are looking for a reliable level of support and cover. The firm takes the time to run through any previous medical conditions a person has and takes into consideration a wide range of things. There is no need to think that an existing medical condition will be too costly and the peace of mind that comes from knowing you are adequately covered is very important for many people. Direct Travel Insurance can offer cover for a large number of medical conditions, either as standard or for an additional premium, however, these must be declared and accepted when purchasing the policy. If there are any conditions they can’t cover they will tell you right away.

“Please note that Direct Travel Insurance policies do not cover undisclosed pre-existing medical conditions, or travel to or through Afghanistan, Cuba, Liberia, Sudan, and countries where the Foreign Office has warned against all but essential travel. There are also some other exclusions and conditions that apply so please check the Policy Wording for all terms. Upper age limits apply depending on the cover selected”

Notes for Editors

Established in late 1992 and trading since 1993, Direct Travel Insurance specialises in travel insurance for individual travellers, couples and families up to the age of 75. Direct Travel Insurance offers a range of cover options and added benefits including cover for over 100 sports and activities enabling customers to tailor their policies for single trip, annual multi trip, backpacking and winter sports.

Direct Travel Insurance is a trading name of Travel Guard Europe Limited which is authorised and regulated by the Financial Conduct Authority (FCA Number 312350). All policies are underwritten by AIG Europe Limited.  AIG Europe Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (FRN 202628). Registered in England: company number 1486260. Registered address: The AIG Building, 58 Fenchurch Street, London, EC3M 4AB. This information can be checked by visiting the FCA website.


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Name: Chris Kelly
Company: AIG
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